Free, cited, no sign-up
The paper in your hand, explained
Pick what it says. You get the first three steps, the deadline that matters, and the rule behind it. Legal information, never advice, and every page lists its sources.
What does your paper say?
Pick the one closest to yours.
Two free tools
- Court fine payment plan calculatorPut in what you owe and what you can pay each month. See how long the plan runs and what the last payment is.
- Public records request letter builderWrite a request under the federal Freedom of Information Act, the Illinois FOIA, or your own state's law. It runs in your browser and sends nothing.
Fines and payment plans
- How to pay a court fineFind the case number and the due date, pay the clerk the way that court accepts, and keep the receipt until the case shows paid.
- ToolCourt fine payment plan calculatorPut in what you owe and what you can pay each month. See how long the plan runs and what the last payment is.
- What happens if you cannot pay a court fineThe Constitution bars jailing someone only because they are too poor to pay. What it requires of a court, and what to ask for.
Fees and judgments
- How long a civil judgment lastsLonger than most debts: many states allow a judgment to be enforced for ten years or more, and renewed. What federal law sets, and what to check in your state.
- Judgment liens on a home or other propertyA lien is a claim on property for the judgment amount. How one attaches, what a homestead exemption protects, and how a lien is released.
- How to ask a court to waive its feesCourts can let a person who cannot afford the filing fee proceed without paying it. In federal court it is called in forma pauperis.
- Default judgments: when you miss the deadline to answerIf you do not answer a lawsuit in time, the court can decide it without you. How the deadline works, and how a default can be set aside.
Court records
- How to look up a court caseState cases through the county clerk or the state's online portal; federal cases through PACER, at 10 cents a page with a $3 cap per document.
- Are court records public?Mostly, by a long common-law tradition the Supreme Court has recognized. Why a freedom of information request is usually the wrong tool for them.
Public records requests
Being chased for a debt that is not a court debt? Credit Help has the first steps and the deadline for each.